There are lots of reasons people call on Valentin Real Estate Appraisal

To many, an appraisal is simply a line item on the break-sheet for a home purchase or refinance. And while there are a growing number of automated home valuation processes that might appear less expensive than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. But is obtaining a mortgage the only basis for getting an appraisal? Are there additional times when the services of a certified, independent real estate professional could be beneficial? You bet there are.


	Contact Valentin Real Estate Appraisal if you're planning on any transaction where the value of your house is a factor. Just click here

Let Valentin Real Estate Appraisal help you challenge your tax assessment in San Bernardino County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a past assessment of your real estate, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Valentin Real Estate Appraisal is your best evidence when building your case. At Valentin Real Estate Appraisal,we can assist you in challenging your tax assessment.

Let Valentin Real Estate Appraisal help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, many lenders ask homebuyers to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Valentin Real Estate Appraisal will give you a statement regarding the value of your home. The price you paid for the home valuation can generally be regained in little time because you'll no longer be paying the PMI.

An appraisal from Valentin Real Estate Appraisal will help you settle a divorce with less stress

A divorce is an especially daunting event for the parties involved, and it is often even more complicated by the difficult decision of who maintains the home. It's a good idea to order an appraisal from Valentin Real Estate Appraisal so both parties are entirely aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with help from Valentin Real Estate AppraisalSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from San Bernardino County?

Employee relocation can be a more than just an inconvenience. We know where you're coming from. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our detailed process.

Selling your home quickly at the right price

A professional appraisal can help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we report, but rather they rest on our efforts to finish the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.